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Finance Lease
02Predictable monthly commitments

Finance Lease

Structured term financing aligned directly with revenue generation. Deduct rental expenses where permissible and maintain continuous equipment operational cycles.

Predictable monthly commitments

Finance Lease in South Africa

Dynamic Rental Solutions offers finance lease structures for South African businesses acquiring capital equipment. A finance lease gives you the use of a capital asset for a defined term in exchange for predictable monthly payments, with the economic benefits and risks of ownership sitting with you as the lessee.

Through a finance lease, businesses can acquire higher-value equipment without a once-off capital outlay, with fixed monthly instalments over a practical term and a custom deposit, term and seasonal payment profile tailored to the operation's cash-flow cycle. Seasonal payment cycles are offered exclusively on the basis of financial viability, supported by strong historical performance and current and forecasted crop and market conditions.

The finance lease is the most popular DRS structure because it pairs the predictability businesses need for budgeting with the flexibility to tailor deposit, term and seasonal adjustments — ideal for equipment that generates revenue across the full term.

Overview

How Finance Lease works

A finance lease gives you the use of a capital asset for a defined term in exchange for predictable monthly payments, with the economic benefits and risks of ownership sitting with you as the lessee.

It's the most popular DRS structure because it pairs the predictability businesses need for budgeting with the flexibility to tailor deposit, term and seasonal adjustments to the operation.

The DRS Advantage

Key benefits

Predictable monthly commitments

Fixed, budgetable instalments across the term.

Custom deposit & seasonal adjustments

Tailor the deposit, term and payment profile to your cycle.

Tax treatment options

Deduct rental expenses where permissible — confirm with your advisor.

Process

How it works

  1. 1We structure the deposit, term and payment profile to your operation.
  2. 2You make predictable monthly payments across the lease term.
  3. 3You operate the asset continuously while the lease services the capital.
Ideal For

Is this right for you?

  • Equipment that generates revenue across the full term
  • Operations needing predictable, budgetable commitments
  • Businesses wanting custom deposit and seasonal profiles
FAQ

Questions we hear

Can the profile be seasonal?

Yes — we build seasonal and stepped profiles to match your revenue cycle. Seasonal payment cycles are offered exclusively on the basis of financial viability, supported by strong historical performance and current and forecasted crop and market conditions.

What about the deposit?

Deposit is tailored to your cash position, including low and zero-deposit options for qualifying profiles.

Explore Finance Lease

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